Separate Account Program

WE HAVE MADE IT AS SIMPLY AS ...1 …2 ...3

Empire Investment Advisors, Inc. is pleased to offer a solution for independent advisors to effectively present an all inclusive separate account money manager and managed mutual fund program for their valued clients.

Empire Managed Account Program or EMAP will deliver the following services to assist you in the implementation, selection and reporting processes to accomplish these goals.

1. We offer a risk/tolerance questionnaire, client asset gathering profile and then utilize Ibbotson Associates software, one of the most respected names in the industry for client reporting. EMAP will generate client ready personalized reports to assist you with investment recommendations and be responsible for follow-up reporting.

2. Prima Capital Management, Inc. a registered investment advisor was contracted to provide independent research and due diligence. Prima was chosen because of their excellence, sophistication and objectivity with manager and mutual fund reporting. EMAP felt strongly that independent opinions, rather than in-house staffers, were a must for our independent advisors and their valued clients.

3. Empire will provide execution, custody and Internet technology for our advisors and clients. We control our costs for trades and custody, which is reflected, in our wrap fees schedules. Money managers, advisors and clients will all receive real-time portfolio web access with appropriate security level designations. Support staff will always be available during our normal working hours.